:root {
  --navy-deep: #0d2c5c;
  --navy: #1d4d91;
  --navy-pale: #eef3fb;
  --gold: #c8891a;
  --gold-light: #f0b93d;
  --gold-pale: #ffe38a;
  --ink: #16213e;
  --gray: #5a5f78;
  --paper: #ffffff;
  --border: #e3e7f0;
  --radius: 10px;
  --font: 'Segoe UI', -apple-system, BlinkMacSystemFont, 'Helvetica Neue', Arial, sans-serif;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--navy); }

img { max-width: 100%; display: block; }

.wrap { max-width: 1120px; margin: 0 auto; padding: 0 24px; }


.skip-link {
  position: absolute; left: -9999px; top: 0;
  background: var(--navy-deep); color: #fff; padding: 10px 16px;
  z-index: 200; border-radius: 0 0 8px 0;
}
.skip-link:focus { left: 0; }


.mkt-header {
  position: sticky; top: 0; z-index: 100;
  background: #fff; border-bottom: 1px solid var(--border);
  box-shadow: 0 1px 0 rgba(13,44,92,0.03);
}
.mkt-header-inner {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 24px; gap: 16px;
}
.mkt-logo { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.mkt-logo img { height: 34px; width: auto; }
.mkt-nav { display: flex; align-items: center; gap: 28px; flex-wrap: wrap; }
.mkt-nav a {
  color: var(--ink); text-decoration: none; font-size: 15px; font-weight: 600;
  padding: 6px 2px; border-bottom: 2px solid transparent;
}
.mkt-nav a:hover, .mkt-nav a[aria-current="page"] { border-bottom-color: var(--gold); }
.mkt-cta {
  background: var(--navy); color: #fff !important; padding: 10px 20px;
  border-radius: 999px; font-weight: 700; font-size: 14px;
  border-bottom: none !important; white-space: nowrap;
}
.mkt-cta:hover { background: var(--navy-deep); }
.mkt-nav-toggle { display: none; }

@media (max-width: 820px) {
  .mkt-nav { display: none; }
  .mkt-nav.open { display: flex; flex-direction: column; align-items: flex-start; gap: 14px;
    position: absolute; top: 100%; left: 0; right: 0; background: #fff;
    border-bottom: 1px solid var(--border); padding: 16px 24px; }
  .mkt-nav-toggle {
    display: inline-flex; align-items: center; justify-content: center;
    width: 40px; height: 40px; border-radius: 8px; border: 1px solid var(--border);
    background: #fff; font-size: 20px; cursor: pointer; color: var(--navy-deep);
  }
}


.mkt-hero {
  background: var(--navy);
  color: #fff; padding: 72px 24px 64px; position: relative; overflow: hidden;
}
.mkt-hero::after {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(circle at 85% 20%, rgba(240,185,61,0.16), transparent 55%);
  pointer-events: none;
}
.mkt-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  text-transform: uppercase; letter-spacing: 2.5px; font-size: 12px; font-weight: 800;
  color: var(--gold-pale); margin: 0 0 16px;
}
.mkt-eyebrow::before { content: "◆"; color: var(--gold); font-size: 10px; }
.mkt-hero h1 {
  font-size: clamp(30px, 4.4vw, 46px); line-height: 1.15; margin: 0 0 18px;
  max-width: 16ch; font-weight: 800; letter-spacing: -0.5px;
}
.mkt-hero p.lead {
  font-size: 18px; max-width: 58ch; color: #dbe6f7; margin: 0 0 30px;
}
.mkt-hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }

.btn-gold {
  background: linear-gradient(180deg, var(--gold-pale), var(--gold-light));
  color: var(--navy-deep); font-weight: 800; padding: 13px 26px;
  border-radius: 999px; text-decoration: none; display: inline-block;
  border: none; font-size: 15px;
}
.btn-gold:hover { filter: brightness(1.04); }
.btn-outline {
  border: 1.5px solid rgba(255,255,255,0.55); color: #fff; padding: 12px 24px;
  border-radius: 999px; text-decoration: none; font-weight: 700; font-size: 15px;
}
.btn-outline:hover { background: rgba(255,255,255,0.08); }


.mkt-divider {
  display: flex; align-items: center; gap: 14px; max-width: 1120px;
  margin: 0 auto; padding: 0 24px;
}
.mkt-divider::before, .mkt-divider::after {
  content: ""; flex: 1; height: 1px; background: var(--border);
}
.mkt-divider span { color: var(--gold); font-size: 13px; }


.mkt-section { padding: 64px 24px; }
.mkt-section.alt { background: var(--navy-pale); }
.mkt-section h2 {
  font-size: clamp(24px, 3vw, 32px); color: var(--navy-deep); margin: 0 0 14px;
  font-weight: 800; letter-spacing: -0.3px;
}
.mkt-section p.section-lead { color: var(--gray); font-size: 16.5px; max-width: 68ch; margin: 0 0 36px; }

.card-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
@media (max-width: 900px) { .card-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 620px) { .card-grid { grid-template-columns: 1fr; } }

.mkt-card {
  background: #fff; border: 1px solid var(--border); border-radius: var(--radius);
  padding: 24px; box-shadow: 0 1px 3px rgba(13,44,92,0.05);
}
.mkt-card h3 { margin: 0 0 8px; font-size: 17px; color: var(--navy-deep); }
.mkt-card p { margin: 0; color: var(--gray); font-size: 14.5px; }
.mkt-card .tag {
  display: inline-block; font-size: 11px; font-weight: 800; letter-spacing: 1px;
  text-transform: uppercase; color: var(--gold); margin-bottom: 10px;
}

.step-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; counter-reset: step; }
@media (max-width: 780px) { .step-row { grid-template-columns: 1fr; } }
.step { position: relative; padding-left: 46px; }
.step::before {
  counter-increment: step; content: counter(step);
  position: absolute; left: 0; top: 0; width: 34px; height: 34px; border-radius: 50%;
  background: var(--navy-deep); color: var(--gold-pale); font-weight: 800;
  display: flex; align-items: center; justify-content: center; font-size: 15px;
}
.step h3 { margin: 0 0 6px; font-size: 16.5px; color: var(--navy-deep); }
.step p { margin: 0; color: var(--gray); font-size: 14.5px; }

.lang-strip { display: flex; flex-wrap: wrap; gap: 10px; }
.lang-pill {
  background: #fff; border: 1px solid var(--border); border-radius: 999px;
  padding: 8px 16px; font-size: 13.5px; font-weight: 700; color: var(--navy-deep);
}

.info-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 14px; }
.info-list li { display: flex; gap: 12px; align-items: flex-start; }
.info-list .dot {
  width: 8px; height: 8px; border-radius: 50%; background: var(--gold);
  margin-top: 8px; flex: 0 0 auto;
}

.callout {
  background: #fff; border: 1px solid var(--border); border-left: 4px solid var(--gold);
  border-radius: var(--radius); padding: 20px 22px; font-size: 14.5px; color: var(--gray);
}
.callout strong { color: var(--ink); }

.contact-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 28px; }
@media (max-width: 820px) { .contact-grid { grid-template-columns: 1fr; } }
.contact-card {
  background: #fff; border: 1px solid var(--border); border-radius: var(--radius); padding: 26px;
}
.contact-card h3 { margin: 0 0 6px; color: var(--navy-deep); font-size: 17px; }
.contact-card p { margin: 0 0 16px; color: var(--gray); font-size: 14.5px; }
.contact-card + .contact-card { margin-top: 16px; }

table.hotline-table { width: 100%; border-collapse: collapse; font-size: 14px; }
table.hotline-table th, table.hotline-table td {
  text-align: left; padding: 10px 8px; border-bottom: 1px solid var(--border);
}
table.hotline-table th { color: var(--navy-deep); font-size: 12.5px; text-transform: uppercase; letter-spacing: .5px; }
table.hotline-table td a { text-decoration: none; font-weight: 700; }


.mkt-cta-band {
  background: var(--navy-deep); color: #fff; padding: 56px 24px; text-align: center;
}
.mkt-cta-band h2 { margin: 0 0 12px; font-size: clamp(22px,3vw,28px); }
.mkt-cta-band p { color: #c9d6ea; margin: 0 0 26px; }


.mkt-footer { background: var(--navy-deep); color: #b9c7e0; padding: 44px 24px 26px; }
.mkt-footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 32px; }
@media (max-width: 700px) { .mkt-footer-grid { grid-template-columns: 1fr; } }
.mkt-footer h4 { color: #fff; font-size: 13px; text-transform: uppercase; letter-spacing: 1px; margin: 0 0 14px; }
.mkt-footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 9px; }
.mkt-footer a { color: #b9c7e0; text-decoration: none; font-size: 14px; }
.mkt-footer a:hover { color: #fff; }
.mkt-footer-bottom {
  max-width: 1120px; margin: 34px auto 0; padding: 18px 0 0; border-top: 1px solid rgba(255,255,255,0.12);
  font-size: 12.5px; color: #8ea0c2; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px;
}


@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}


a:focus-visible, button:focus-visible {
  outline: 3px solid var(--gold); outline-offset: 2px;
}